About Denova Group

Why Choose Us

We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We’re here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.

With access to over 50 of Canada’s Top Lending institutions, we can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, renewals and mortgages for self employed.

Call our mortgage brokers in Mississauga, ON today and get a free quote and overview of current market conditions affecting the mortgage market.


Meet Our Team

Members

  • Mortgage Brokers Mississauga ON

    Ty Naemsch
    Founding Partner / Mortgage Agent

    Ty has been in the mortgage industry for 10 years with over 15 years banking experience. He specializes in complex alternate lending, commercial and construction financing. His extensive knowledge, and results placed him ahead of his peers and named him a platinum club member and top producer repeatedly. His approachable and personable manner allows him to build and maintain loyal and lifelong relationships with clients and partners. In 2017 he won the CMP Top 75 Brokers in Canada award being named 39 in the country.

    Ty Naemsch
    Founding Partner / Mortgage Agent

  • Mortgage Brokers Mississauga ON

    Gabriel Gallucci
    Founding Partner / Mortgage Agent

    Gabriel Gallucci grew up in a family of entrepreneurs in the restaurant industry. He learnt young that hard work and the client first approach was the key to growing a successful business. He Graduated from University of Central Arkansas with a degree in Business Economics on a Full soccer scholarship. After spending some time in England playing semi pro soccer, Gabriel maintains a solid business relationship with the soccer community both coaching and mentoring. Gabriel has been in the mortgage industry for 7+ years and was previously named to the Canadian Mortgage Professional Young Guns List in 2015. In 2017, he was awarded the DLC Diamond Award for being top 5% of DLC Brokers in Canada along with making the top 50 list for DLC Mortgage Brokers.

    He has successfully closed over $120 Million in mortgage business. His passion is a client first approach and is dedicated to ensuring his clients have the best possible experience through the buying process from beginning to end. His true motivation is to educate his clients through the entire process so they are comfortable and confident. Gabriel’s main focus is working with first time home buyers, repeat clients, separated/divorced clients, new to Canada and non-residents.

    Gabriel Gallucci
    Founding Partner / Mortgage Agent

  • Mortgage Agents Mississauga Ontario

    Ashley Langford
    Founding Partner / Mortgage Agent

    Ashley spent over a decade working with one of Canada’s largest banking institutions (retail and finance) prior to launching Denova Group.She’s been named a top producer, convention winner, CMP Young Gun and Woman of Influence. Her strength is relationship management. She’s successfully marketed and partnered with realtors, lawyers, and appraisers alike.Ashley always ensures her clients are set up with an effective team to provide a seamless transaction. She exceeds client and partner expectations with her immaculate customer service, experience, and attention to detail. She embraces the challenge of putting together all types of complex applications with tight deadlines. While she loves the excitement of assisting first time buyers, and young families, her true passion is construction financing; helping builders and clients watch their dream homes become a reality is something she takes great pride in.

    Ashley Langford
    Founding Partner / Mortgage Agent

  • Mortgage Agents Mississauga Ontario

    Joey Tomaselli
    Mortgage Agent

    Joey began investing in real estate 10 years ago. He has been in the sales commission industry for over 13 years. This experience compelled him to combine forces and enter the real estate industry as a full time mortgage broker. His passion for sports and stats provides him with a competitive drive that ensures his clients receive the best possible service, advice and competitive solutions.

    Joey Tomaselli
    Mortgage Agent

  • Mortgage Agents Mississauga Ontario

    Fion Shao
    Mortgage Agent

    Fion joined Denova Group DLC in 2017 as a mortgage agent after a successful career as an operations officer for one of the top real estate development companies in China. With extensive experience in the real estate industry including personal investment and financial management, Fion is capable of handling even the most complex scenarios for her clients.

    Always keeping focused on the client, Fion provides mortgage solutions to meet the needs of her client’s financial objectives, or help her clients out of financial difficulty. Whether you are a homebuyer or looking to refinance, Fion will provide you with the expertise needed to reach your goals!

    Fluent in: Cantonese & Mandarin

    Fion Shao
    Mortgage Agent

  • Mortgage Services Mississauga Ontario

    Leandro DiNardo
    Mortgage Agent

    Leandro became passionate about investing in Real Estate in 2007 when he purchased his first rental property. He has since invested and flipped several properties and continues to grow assets every year. He has also become equally as passionate about the mortgage industry which propelled him to become a full time broker a the start of 2013. Through hard work and dedication, with a focus on customer service and acquiring the right knowledge, Leandro has quickly developed the proper skill set to embark on a long and productive career in the Mortgage Industry.

    Leandro DiNardo
    Mortgage Agent

  • Mortgage Services Mississauga Ontario

    Stefanie LoRe
    Mortgage Agent

    Stefanie LoRe is a mortgage professional like no other. She’s had an exceptional 20 year career in banking with RBC, HSBC and MCAP. Having experienced both sides of the mortgage industry, Stefanie offers you the deepest insights; providing you with the knowledge base to understand your best options, and utilizes contacts to bridge the gap and close the deal successfully. Stefanie’s experience as a Regional Sales Manager has put her in direct contact with Mortgage Originators Executive Staff and their underwriting departments, as well as insurers CMHC & Genworth. In other words she knows how to get the best deal for her client and deliver it with satisfaction that sets her far apart from the competition. Needless to say, Stefanie’s devotion and determination is a driving force that is growing her business and strides.

    Stefanie LoRe
    Mortgage Agent

  • Mortgage Brokers Mississauga ON

    Stiver Hudson
    Mortgage Agent

    Stiver graduated from The University of Western Ontario with a Bachelor of Management and Organizational Studies with a Specialization in Finance and Administration. Exposed to the Real-Estate industry at an early age thorough a parent, he has always had an interest in the finances of the market. Stiver has been successful combining his experience managing projects and client relationships, with his education in financial mathematics and interests in financial planning. Stiver brings to the mortgage industry a holistic approach and attention to detail that allows him to work in the best interests of his client’s short term goals and long term objectives.

    Stiver Hudson
    Mortgage Agent

  • Mortgage Brokers Mississauga Ontario

    Patrick Lofto
    Mortgage Agent

    Working in the financial industry since 1990, Patrick decided to depart from one of Canada’s big banks after celebrating 20 years to join Denova Group. Using his vast knowledge and experience to help Canadians with their home financing needs Patrick’s driving passion is to guide his clients to succeed in their quest to achieve their financial goals. Whether it be, accelerated mortgage reduction, debt consolidation, freeing cash flow and equity for investments or other needs.
    Offering one-stop convenience and impartial advice to help you find the mortgage that best suites your financial needs. In his spare time Patrick can be found with his family enjoying the outdoors, traveling, and skiing.

    Patrick Lofto
    Mortgage Agent

  • Mortgage Brokers Mississauga Ontario

    Giuseppi Labate
    Mortgage Agent

    As a first generation Canadian, I understand the difficulties facing immigrants and I have seen first-hand how difficult it is to succeed financially without the right advice and strategic counsel. My parents, like so many new Canadians, came to this country with very little but a dream for a better life. Through their hard work and dedication, they lived the Canadian dream; Home and small business ownership. This inspired me to choose a career that would allow me to help other families find their prosperity. My goal is to measurably increase my client’s net worth through specific wealth building strategies and, of course, to help them find the best mortgage solution to fit their specific needs. What better way to achieve that goal, then by helping clients buy their own home!

    Giuseppi Labate
    Mortgage Agent

  • Mortgage Brokers Mississauga ON

    Gabriel Tiri
    Mortgage Agent

    Gabriel has spent the last two years learning the fundamentals and the methods of operation from different high-powered brokers and his mentors at Denova Group. Working alongside partners and veterans in the industry, he has quickly acquired the skills necessary to successfully offer the best mortgage solutions specific to each client’s needs; while maintaining the relationship afterward.
    Gabriel understands that balance is key. He grew up playing a full range of sports that include football, hockey, and boxing. He has learned the dedication required to be successful and the importance of teamwork.
    Understanding that relationships are key in the industry; he is taking the ones he’s built with his colleagues, lenders and other key players who are part of the process to make his own mark in the mortgage world.
    Favourite quote: Do something today that your future self will thank you for.

    Gabriel Tiri
    Mortgage Agent


Why Use A Broker

Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs.

Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What’s more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.

So why deal with a Mortgage Broker?

Mortgage Brokers represent you, the customer, not the lender. Because they are not employees of a lending institution, Brokers are not limited in the product they can offer you. Brokers seek out the best lender package to suit your specific situation, whether it’s with a Chartered Bank, Trust or Insurance Company, or Private Funds.

There is a wide assortment of options and features available to homebuyers today. Shopping around takes a lot of time and effort. The mortgage process within today’s very competitive marketplace intimidates many Canadian homebuyers. It pays to work with a mortgage professional who will represent you and ensure the mortgage you get is the one best suited to your needs.

Choosing the wrong mortgage can cost you thousands of extra dollars. Mortgage Brokers are trained professionals who can help you save on your mortgage dollar.

Reasons to use a Mortgage Broker

  • Access to different lenders, banks, trust companies, investors and financial institutions.
  • Fast credit and loan pre-approvals with no cost or obligation. (Some conditions may apply)
  • They are experts at matching you with the best-suited mortgage.
  • Get mortgage rates at wholesale, guaranteed up to 120 days.
  • They work for YOU, not the bank.
  • Up-to-date on all the mortgage rates, terms and re-payment options available on the market.
  • They only specialize in mortgages and are knowledgeable on current trends.
  • They increase competition in the market place, thus keeping rates low.
  • They save you time and money!
  • Brokers have vested interest in satisfying your needs since they rely on referrals and repeat business.

Other than rates, why should I use a Mortgage Broker?

In addition to rates, because mortgage-based financing is the broker’s primary business, he or she has developed expertise in what type of mortgage financing each lender prefers to pursue. This kind of knowledge not only results in the most favourable rates for each project, but often whether a project is funded at all.

How do Mortgage Brokers Find Superior Rates?

Interest rates are a concern to borrowers. Because of their daily contact with lenders, brokers know which project or home attracts a favorable interest rate from one institution, but a higher rate at another. Some institutions, in fact, will only accept mortgage submissions from mortgage brokers.

These rates, and preferences for types of mortgages, can change daily, depending on economic circumstances or based on the size of an institution’s portfolio in a particular type of mortgage. Your Mortgage Broker keeps current and knows which lender to approach first. As a result, mortgage rates obtained by Brokers are among the best available at the time of placement.

Why should I go to a Mortgage Broker first?

A professional presentation to a lender on the first application will get the best response and save you valuable time and money. Secondary applications with previous credit bureau inquiries may be more costly.

Often the success of obtaining mortgage approval depends on the way a proposal is presented and to whom it is sent. Your Mortgage Broker is trained to present your mortgage proposal where and how it will get the most immediate, positive result.

You don’t call an insurance company for insurance – you use an insurance broker, because of their expertise, product knowledge and rates. So remember, call your mortgage broker first!

How do Brokers get better deals than many Banks?

The lenders who work with mortgage brokers include traditional sources, such as chartered banks, trust companies, as well as corporate and private pension funds.

In addition to these sources, brokers often develop professional relationships with private sources of funds, termed private lenders. These lenders can provide many various mortgage products not available at conventional sources.


Our Partners

Our Mortgage Brokers in Mississauga, ON at Denova Group will help you to find the lowest mortgage rates and offer mortgage solutions that best suit your unique mortgage needs across Mississauga and the surrounding areas.